I am struggling to keep up with my mortgage payments
Pages in I am struggling to keep up with my mortgage payments
- 1. What you can do
- 2. You are here: What help can I get?
- 3. I have mortgage arrears
2. What help can I get?
Benefits
You might be entitled to benefits that will increase your income. Contact your local Jobcentre Plus or visit the Jobcentre Plus website. If you claim Job Seekers Allowance or Income Support, the Jobcentre Plus can provide you with some assistance with mortgage payments.
If you are aged 60 or over, you could be entitled to Pension Credit. In some cases you may be entitled to extra Pension Credit to cover mortgage interest payments; visit the Pension Services website for more information.
Insurance
If you are unable to meet your mortgage payments because your income has reduced (e.g. you are on long-term sick leave), you should check your mortgage payment protection insurance or income protection policy if you have it, to see if you can make a claim.