Flooding advice and information
Pages in Flooding advice and information
- 1. Preparing for flooding
- 2. During a flood
- 3. After a flood
- 4. Sandbags
- 5. Flooding Contacts
- 6. You are here: Insurance
- 7. Homeowner responsibilities
- 8. Storm Henk - flood grants
6. Insurance
If your home is particularly at risk of flooding, it can be difficult to insure.
The National Flood Forum can help you get insurance and reduce your premium or excess.
The British Insurance Brokers' Association can help you find a broker that specialises in properties that are difficult to insure.
Your insurer may ask for an Insurance Related Request Letter, which you can get from the Environment Agency. Your insurance company will use this letter when deciding whether to insure your property and how much it will cost. This takes into account the likelihood of your property flooding, including the impact of any current or planned local flood defences.