Getting help to buy your own home

Pages in Getting help to buy your own home

  1. 1. Affordable home ownership options
  2. 2. Shared Ownership
  3. 3. You are here: Options for Older People and People with Long-Term Disabilities

3. Options for Older People and People with Long-Term Disabilities

Older People's Shared Ownership (OPSO)

  • The OPSO scheme allows retired people to have lower living costs compared to the open market.
  • You must be aged 55 or over to access this scheme
  • The scheme is the same as the standard Shared Ownership scheme, however the maximum share you can ever own is 75%. Once you own 75%, you will not pay rent on the rest.
  • For further details about: the scheme, eligibility and how to apply, see shared ownership homes: who can apply (Gov.UK).

Home Ownership for people with Long-Term Disabilities (HOLD)

You can apply for a scheme called home ownership for people with a long-term disability (HOLD) if other scheme properties do not meet your needs. For example, if you need a ground floor home.

For further details about: the scheme, eligibility and how to apply, see shared ownership homes: who can apply (Gov.UK).